Business Comprehensive Insurance Policy: which covers more than just your Office, It offers the right solution for all the problems at an affordable cost. This cover is exactly modified for Offices, Retailers, Traders, Educare, Food & Beverage.
The salient features of the policy is furnished hereunder for your kind reference. You may select the coverages to be Insured from the following Covers, however the mandatory cover to opt for Business Comprehensive is Property & Public Liability Insurance:
Helps cover accidental loss and damage caused to
your business property i.e. contents, furniture, fixtures,
fittings, tenants improvement and stock.
A person who operates a business has the potential to
injure other people or damage the property of others.
Public liability covers your legal liability arising from such
You and your company may be liable to pay
compensation, including medical and repatriation
expenses arising out of death or injury to your
employees during and in the course of employment.
Workmen's compensation is among the more popular
covers availed by small businesses to protect themselves
from this liability.
Many businesses fail to recover from major events like
fire, as overheads (like wages and rent) continue even
though the business may be unable to function. Business
interruption covers loss of your business profits/loss of
business income caused by accident which results in a
reduction of turnover.
Covers loss or damage to electronic equipment
breakdown following accidental loss. This could include
equipments like laptops, computers, fax machines and
Having your vehicles off the road can cause a lot of
inconvenience and disruption to your business. We
provide a range of motor policies to insure your fleet of
business vehicles comprehensively at competitive prices.
Insure your money/cheques held in your premises/safe
and during transit.
Protects you against fraudulent misappropriation
of money/goods by employees that could cause
unexpected and costly losses to your business.
Helps cover accidental bodily injury to employees
resulting in death or permanent total disablement.
Baggage can be easily damaged or lost during travel.
Travel baggage insurance covers baggage including
business and personal effects.
Covers sudden and unforeseen accidental loss, damage
or breakdown of machinery.
Covers refrigerated stock against damage at the
premises as a result of deterioration or putrefaction.
Goods are prone to damage and loss during transit,
now you can cover accidental loss or damage to your
goods whilst in transit by including this option into your
business comprehensive insurance cover.