You can purchase fleet insurance to cover liability risks for all of your company's vehicles. These can include cars, buses, vans, SUVs and trucks from construction vehicles to tractor-trailers. Vehicles insured under a fleet insurance plan do not need to be used for the same purpose. For example, you can insure your construction vehicles and commercial cars under the same policy.If you have a smaller business, you may be wondering how many vehicles constitute a fleet. The answer to this question can vary according to different insurance providers. While some may require a company to have more than five vehicles to purchase fleet insurance, some will allow this insurance for businesses with as few as two cars. In many cases, however, fleet insurance is most cost-effective when you have at least three vehicles on the policy.
Hauliers Liability Insurance protects organizations involved in the transportation of goods belonging to others. This policy is to indemnify against all sums that a carrier or bailee is legally liable to pay in respect of:

Loss or destruction of or damage to the Goods in Transit occurring in the period of insurance due to Fire, Lightning, Explosion, Collision/Overturning of Conveying Vehicle, Theft and Loss/Damage During Loading/Unloading

Indirect or consequential loss following destruction of or damage to the Goods in Transit, excluding any liability arising from late delivery in respect of any transit, loss of or damage to any goods owned by the Insured,or property belonging to any third party other than the Goods in Transit

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